If I had a nickel for every time I heard someone say they were going to get the kid down the street to do work for them or some shmuck going door-to-door, I cringe.  If you hire them to do work on your property & they get hurt, you're in trouble.  Insurance companies don't cover this type of situation, so you are left holding the bag.  You could lose everything you own - including your house!  Is it really worth saving a few pennies by not hiring a professional that has insurance?

Read more under the "Important" link on this website.